Our HARP Loan Rates are Low & Our Process is Quick & Painless
The Home Affordable Refinance Program (HARP) is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009, to help underwater and near-underwater homeowners refinance their mortgages.
We’re here to make the HARP loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE HARP Loan Qualifier.
We’ll help you clearly see differences between HARP loan options, allowing you to choose the right one for you.
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
Loan Options
Fixed Rates
Stable monthly payments with fixed interest rates for the life of your loan.
Adjustable Rates Mortgage (ARM)
Lower initial rates that adjust periodically after an initial fixed period.
Conforming Loans
Loans that meet Fannie Mae and Freddie Mac guidelines with competitive rates.
Jumbo & Super Jumbo Loans
For high-value properties that exceed conforming loan limits.
FHA, VA, & USDA Loans
Government-backed loans with flexible qualification requirements.
Terms from 5 to 30 Years
Flexible loan terms to match your financial goals and timeline.
Why a HARP Loan?
If you’re underwater on your conforming, conventional mortgage, you may be eligible to refinance without paying down principal, and without having to pay mortgage insurance.